Nigerian civil servants are arguably the poorest in the world. Except you work with an agency like NNPC, CBN, FIRS, or other revenue-generating federal agencies, your salary would barely pay your bills.
Don’t be deceived when you see government workers living extravagant lifestyles. They are either living on cooperative loans or embezzling public funds.
Let’s just not mention the statement of Nigerian civil servant. I pity them a lot. Some of them work without salary for months. They are in pitiable conditions.
You see, I’m not saying it’s bad to work for both State and Federal government. But it’s almost a crime to be a civil servant in Nigeria without a side hustler.
So, in this article, I’m going to teach you how to be financially independent as a civil servant.
Trust me, the government job is interesting if you have a side hustle. You can’t go broke before the end of the month like your colleagues.
I know most people won’t take this seriously because they aren’t paying for it. But I will still be as detailed as possible for the benefits of the few serious ones.
How To Be Financially Independent As A Nigerian Civil Servants
#1. Engage In Freelancing
Freelancing is the next big thing in tech. It involves selling your skills to people online in exchange for dollars.
Interestingly, you can be doing freelancing jobs from the comfort of your home or in the office.
Let’s tell ourselves the truth, what are you really doing in the office every day as a Nigerian civil servant? Of course, you are idle most of the time. But you can turn the idleness into something more productive and rewarding.
Some of the skills you can sell as a freelancer are; content writing, graphic design, digital marketing, SEO consultant, etc.
#2. Start A Data Selling Business
Data selling is another lucrative side hustle you can do as a civil servant. It doesn’t require much capital to start. And if you are committed, you can make more money than you can imagine.
Outside food, Nigerians spend more money on data than any other thing. If you can take advantage of this opportunity, you could make really big data selling.
Once you decide to start this business, getting customers is a bit easy. All you have to do is to advertise your data selling rates in all the WhatsApp group you belong to, your WhatsApp and Facebook statuses, the comments section on popular Facebook posts, etc.
After doing this for a while, you will have a strong customer base.
#3. Mini Importation
Mini Importation is another lucrative area people often neglect. With as low as 20k, you can start importing from China and selling the items in Nigeria.
If you are willing to invest more, you can use Facebook ads to market the imported items. Some people make as high as a million naira profit a week via mini Importation. But you must be ready to put in efforts.
#4. Social Media Influencer
Yeah, people are making real money on social media. And you can be an Influencer even if you work with the Government.
All you need to do is to build your followers on Twitter and Instagram. Who knows? You could be the next Instablog or Tunde Ednut on Instagram.
#5. Commodity Marketing
This is another good business you can do as a civil servant. If you aren’t tech-savvy, you will find commodity marketing interesting.
It involves going to villages to buy food crops and cash crops, and sell them in the cities.
You can buy and sell local rice, cashew nuts, groundnuts, yams, and garri. Trust me, this is one of the most lucrative businesses on this list.
If you can engage in any of these businesses, you will be financially independent as a civil servant in Nigeria.